Most of the photos on this site were extracted from reference images (high-resolution tiffs, 20 to 200 megabytes in size) from the Library of Congress research archive. (To query the database click here.) Many were digitized by LOC contractors using a Sinar studio back. They are adjusted by your webmaster for contrast and color in Photoshop before being downsized and turned into the jpegs you see here.

January 14, 1920. Washington, D.C "Margaret Bell Saunders." Be a good boy and Mama won't have you turned into a coat! National Photo Co. View full size.
As soon as I saw her name, it tripped a dusty memory of mine from my years of doing genealogy.
Further research might be needed, but she could (could being key) be the daughter of Lucy Swett and George Thomas Sanders.
If so, she would have been around 25 years old when this photo was taken, and would have been deaf. Her father, George would have been one of Alexander Grahm Bell's fist students (and George's father would have also been one of the primary sponsors for Bell's invention of the telephone).
It's a tenuous link, and I don't have my subscription active to where I could narrow this down, but it certainly would fit - provided George and Lucy gave two daughters the same middle name. My Margaret Sanders has a sister named Lucy Bell Sanders.
[This lady's name is Saunders, not Sanders. - Dave]
This is probably what used to be known as a Boston Bull, now known as a Boston terrier. Their looks have changed a bit over the past century. Their great personality has NOT!
Now that's a loving peck going on there.
Head warmer, gloves, a fur for the neck and good 'ol dog to keep you warm on a cold day.
Today's Top 5