Whenever we went near the water on a weekend trip be it ocean, lake or river I would be outfitted in my Keds High Tops, bathing suit and tee shirt so the water was always a go except if I ate then I would have to wait an hour before going in. A person could get cramps, ya know.

Even if it defies modern logic, I believe that there is indeed glass behind glass, and that the diamond emblem is adhered to the inside of the windshield. As evidence, there appear to be reflections consistent with an upper inner glass pane that match the reflections on the lower one.

Same apparent thing can be seen here on this Duesenberg: https://www.shorpy.com/node/20692

But I'm sure there are plenty of Shorpian car experts who can clear this up for us, just as I'm sure that examples of this contrivance have survived to modern times. Until then, my best guess is that the outer upper pane was designed to keep rain from falling on the inner upper pane, which probably worked pretty well as long as you kept your speed under 5 mph or so.

I could be wrong, but I think that might be a sign behind the car. My reason is that the upper half of the windshield is cranked out and the diamond sign is on both sides of the separation. As they wouldn't have another piece of glass behind the first, the sign must be elsewhere.

What is the diamond-shaped emblem in the windshield?

Also of note is the apparent effort made by the photographer to erase the tire marks that would have been made in the sand by driving the car to this location.

Goodrich Quick-Detachable? Easy to change in event of flat?

Very interesting exterior door handles on the Studebaker;
wonder how well they functioned?

That lady looks like Edith on Downton Abbey

Young Miss Witherspoon? You're Most Welcome? Yo Mama Waddles?